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Medicare 101 – What You Need to Know Before Choosing a Plan

Clear. Simple. No confusing jargon.

Don’t Risk Choosing the Wrong Medicare Plan

Too many people make costly Medicare decisions because they’re overwhelmed, misinformed, or pressured by sales pitches.

That’s why Pete and the MediBridge Advantage team created this free, easy-to-follow guide — to help you understand your options before you make a decision that affects your health and your wallet.

What You’ll Learn in This Free Medicare 101 Guide:

  • The four parts of Medicare and how they work

  • What Medicare does not cover (and how to avoid gaps)

  • The real difference between Medicare Advantage and Medicare Supplement

  • What questions to ask before choosing a plan

  • When you can enroll — and what happens if you miss key deadlines

  • How to avoid costly mistakes and get the coverage you need

This guide is perfect for you if:

  • You’re turning 65 and feeling overwhelmed by Medicare mail

  • You already have Medicare but wonder if your current plan is really the best fit

  • You want clear, trusted guidance without the pressure

  • You help a loved one with their Medicare decisions

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Fill out the form below to get instant access to the Medicare 101 Guide — and take the first step toward confident coverage.

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Your information will never be sold or shared. We follow HIPAA guidelines and use your contact details only to provide Medicare help you request.

We Simplify Medicare — and Put You First

We walk clients through every Medicare Advantage option, confirm their doctors and medications are covered, and simplify the decision so they feel confident instead of overwhelmed. At MediBridge Advantage, we act as advocates — not salespeople — helping you find a plan that works for your life, your health, and your peace of mind.

Whether you're comparing Medicare Advantage plans, checking if your prescriptions are covered, or just looking for Medicare help near you, Peter G. McDonald and the MediBridge Team are here to guide you every step of the way.

Get peace of mind with the right plan and a trusted partner who’s with you every step of the way.

FAQ's

Frequently Asked Questions

What is MediBridge Advantage?

MediBridge Advantage is a Medicare advisory service led by licensed agent Peter G. McDonald, helping individuals understand their Medicare options and choose the right Medicare Advantage or Supplement plan for their needs. We’re not here to sell you — we’re here to guide you.

Do I have to pay for your services?

No. Our consultations are completely free. You won’t pay anything to work with MediBridge Advantage. We’re compensated by the insurance carriers — not by you — and there’s no added cost to your plan.

What’s the difference between Medicare Advantage and a Medicare Supplement (Medigap) plan?

-Medicare Advantage (Part C) replaces your original Medicare and often includes drug coverage and extra benefits like dental or vision — typically with lower premiums but HMO or PPO networks.

-Medicare Supplement plans work alongside original Medicare to cover gaps like deductibles and co-pays — usually with higher premiums but more flexibility.

We’ll help you compare both and choose what fits your lifestyle best.

How do I know if my doctors and prescriptions are covered?

That’s part of what we do for you. During your consultation, we’ll ask for your preferred doctors, specialists, hospitals, and medications — then we match you with a plan that keeps them covered whenever possible.

What if I travel or live part of the year in another state?

Great question — travel can impact which type of plan is best for you. If you're away from your ZIP code for more than 3 months at a time, we’ll help you explore PPO or Supplement plans that offer broader networks and flexibility.

I have a chronic condition. Can you help with that?

Absolutely. Some Medicare Advantage plans are designed specifically for people with chronic illnesses like diabetes, COPD, or heart disease. We’ll help you explore Chronic Special Needs Plans (C-SNPs) or other options that include support, savings, and better care coordination.

When can I enroll in a Medicare plan?

You can enroll during:

-Initial Enrollment Period – around your 65th birthday

-Annual Enrollment Period – October 15 to December 7 each year

-Special Enrollment Periods – after certain life changes like moving or losing employer coverage

We’ll let you know if you qualify for any special windows.

Is MediBridge Advantage affiliated with Humana or any one company?

We work independently, which means we’re able to offer options from Humana and other trusted carriers — all depending on what works best for your needs, your doctors, and your budget.

How do I get started?

It’s simple — just click Schedule a Free Consultation or give us a call. We’ll walk you through everything at your pace. No pressure. No confusion. Just guidance you can trust.

We provide reliable and flexible life insurance solutions designed to give you peace of mind. We help secure your family’s future—so you can focus on what truly matters.

Everything you need to know about Medicare

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